USDC would make for a suitable candidate but of course, it's got $25 transaction fees on ETH. USDC-SPL maybe. The last time I tried to move some USDC-ETH, it was cheaper and more convenient to just have FTX wire me the money ($0) then wire it from my bank account to the recipient ($0).
In reality though, a CBDC is probably the best way forward.
USDC would make for a suitable candidate but of course, it's got $25 transaction fees on ETH. USDC-SPL maybe. The last time I tried to move some USDC-ETH, it was cheaper and more convenient to just have FTX wire me the money ($0) then wire it from my bank account to the recipient ($0).
In reality though, a CBDC is probably the best way forward.