Can you elaborate? I have a VPS and a storage box on Hetzner and I'm so far satisfied with it, minus the sometimes confusing interface between their different products.
Because they are so cheap, they are often used by spammers or other shady entities. So occasionally they may ask for ID. For example, if you connect from one country, use an address from another country and use prepaid card from yet another country.
This is what happened to me basically, I was so happy I found a cheap provider, I got locked out I didn't even know what to do to unban my account. I will keep using my old provider ...
My credit is great (and currently locked), and is probably enough to get a car with a "$0 down" offer, although those often do require some payments at time of purchase. If you can answer the credit application questions and present ID with my name that looks good, you've created a big mess for me.